Comenity Venus Credit Card (2024)

FAQs

Does Venus use Comenity Bank? ›

VENUS Credit Card Accounts are issued by Comenity Bank.

The Comenity® Mastercard® Credit Card.

The Venus Credit Card approval requirements include having a credit score of at least 640 (fair credit or better), and enough income to pay your Venus Credit Card bill. Applicants must also be at least 18 years old and either a U.S. citizen or permanent resident.

This card issuer, a subsidiary of Bread Financial Holdings, has long been known for offering dozens of store credit cards from popular retailers like Big Lots, IKEA and Ulta Beauty. If you're curious about the cards Comenity Bank offers, read on to learn more.

Note: Your Venus Credit Card account is issued by Comenity Bank Please review Comenity Bank's Financial Privacy Policy and Online and California Privacy Policy for more information. California Residents: Submit a Data Request Form to make a Do Not Sell Page 2 6/7/2021 Venus Credit Card - Legal Docs - Credit Card ...

Comenity Bank is a financial services company offering credit cards, personal loans, "buy now, pay later" plans, high-yield savings accounts and certificates of deposit. The bank is a subsidiary of Bread Financial, and you will see the Comenity name on credit cards issued by the bank.

No, Comenity Bank is not owned by Capital One, it is a Bread Financial company that mostly issues store credit cards. Capital One, on the other hand, is one of the biggest banks in the U.S., offering a range of financial products and services, including credit cards, auto loans, and savings accounts.

If you think your Account is being used by someone else or has been compromised, call Customer Care now at 1-855-823-1001 (TDD/TYY: 1-800-695-1788). While we're helping protect you from unauthorized charges, here's what you can do to help keep your Account safer: Sign your credit card and store it in a safe place.

Your Comenity Bank credit card could have been closed for various reasons, including the following: Inactivity. Your account was in default. Missed payments.

What has happened to Comenity Bank? ›

Comenity Bank recently underwent a brand change. It's now Bread Financial, a financial services company offering payment, lending and savings products, among others. That means if you're already a Comenity cardholder, you'll eventually see Bread Financial and its new logo replace the Comenity Bank name and logo.

Comenity Capital Bank operates as a bank. The Bank offers saving and checking accounts, cards, loans, insurance, and online banking services. Comenity Capital Bank serves clients in the United States.

Prior to applying for a(n) Venus Credit Card account, Comenity Bank requests your consent to provide you important information electronically. You understand and agree that Comenity Bank may provide you with all required application disclosures regarding your Venus Credit Card account application in electronic form.

The easiest credit card to get with bad credit (a credit score of 300-639) is a secured credit card with no credit check such as the OpenSky® Secured Visa® Credit Card or the OpenSky® Plus Secured Visa® Credit Card. This type of card requires a deposit but doesn't check your credit history, making it very easy to get.

Which stores work with Comenity Bank? Comenity Bank, or Bread Financial, is the issuing bank for some of your favorite retailers' credit cards like Bed Bath & Beyond, Eddie Bauer and even the NFL. Comenity Bank issues over 100 store cards, including for: Ikea.

What credit bureau does Comenity Bank use for credit card approval? Comenity Bank uses all three major credit card bureaus (TransUnion, Experian, Equifax) for credit card approval. So, if any of your credit reports are frozen, you should unfreeze them before submitting an application for one of Comenity's credit cards.

Note: Your VENUS Credit Card account is issued by Comenity Bank.